Your money,
anywhere you
need it.
Hold multiple currencies, pay every bill in seconds, get a virtual dollar card and receive payments from abroad — all in one app.
- CBN regulated
- NDIC insured
- PCI DSS compliant
Pay for everything in seconds
Everything in one place
One app for how you actually move money.
Multi-currency wallets
Hold Naira, Dollars, Pounds and Euros side by side, and move between them in a tap.
NairaNGN
US DollarUSD
British PoundGBP
EuroEURVirtual dollar cards
Pay for subscriptions and shop online anywhere Visa is accepted.
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Get paid from abroad
Receive money with your own USD, GBP and EUR account details.
Convert in a tap
Swap between your wallets at the rate shown before you confirm.
PayPal invoices
Bill clients through PayPal and have the money land in your wallet.
Gift cards from top brands
Buy digital gift cards for yourself or someone special, paid from your wallet.
How it works
Up and running in minutes.
Create your account
Sign up with your email and phone number, then confirm your email with a one-time code.
Secure it
Set a 4-digit transaction PIN and verify your BVN. Add your ID to unlock foreign accounts and cards.
Fund and go
Top up by bank transfer, card or USSD — then pay bills, convert, and spend.
Security
Built to keep your money safe.
Payyng is regulated, insured and independently certified — and every payment you make is protected by your own PIN.
PIN on every payment
Nothing leaves your wallet without your transaction PIN.
Verified identities
BVN and ID checks keep accounts in the right hands.
CBN regulated
Licensed and supervised by the Central Bank of Nigeria.
NDIC insured
Customer deposits are insured by the NDIC.
PCI DSS
Card data handled to payment-industry security standards.
ISO 27001
Certified information-security management.
Sign up with your email address and phone number, confirm your email with the code we send you, and set a 4-digit transaction PIN. That's it — you can start using your Naira wallet straight away.
Open your Payyng account today.
It takes a few minutes. All you need is your email and phone number.