Fees and limits at a glance
The limits that apply to funding, withdrawals, bills and statements, and where to find the fee for any payment before you confirm.
Last reviewed 13 November 2026
Payyng shows the fee and the total you will pay on the confirmation screen, before you enter your PIN. If a fee applies, you always see it first.
Limits
- Adding money by card or USSD: from ₦100 to ₦10,000,000 per payment.
- Withdrawing to a bank account: at least ₦100 per withdrawal.
- Airtime, data and betting before ID verification: ₦10,000 per day in total.
- Account statements: up to 12 months per statement.
- Proof of address upload: up to 10 MB.
Fees
- Foreign currency deposits carry a percentage fee with a minimum and a maximum. The current fee is shown in the app.
- Creating a virtual card has a one-time fee, shown before you confirm.
- Bills may include a small service fee, shown with the total before you pay.
- Currency conversions show the rate and the amount you receive before you confirm.
Fees and limits can change. The amount on the confirmation screen is always the one that applies.