Your wallets explained
Each currency has its own wallet. Your Naira wallet is ready at sign up, and foreign currency wallets appear as you verify.
Last reviewed 13 November 2026
A wallet holds money in one currency. You can keep NGN, USD, GBP and EUR wallets side by side and move money between them by converting.
- Open Wallets from the menu and tap a currency at the top to switch between wallets.
- Each wallet shows its balance, recent activity and the ways to add money.
- Foreign currency wallets come with their own account details once your accounts are open.
Money in one wallet never changes currency by itself. It only moves when you convert it.