Loans in Payyng
Find loans under Loans in the menu. When loans are available to you, you pick a type, an amount and an offer.
Last reviewed 13 November 2026
Loans appear in the menu when they are available. If you see a coming soon message, loans are not open for you yet. We will tell you when that changes.
When loans are open
- 1Choose the type of loan and the amount you want.
- 2Review the offers and choose one.
- 3Add the bank account to receive the money, and the card to repay from.
- 4Review everything and confirm with your PIN.
Your loan list shows each loan's status: confirming, active, repaid or not approved. Loans can be paused for 24 hours after a PIN reset.