What is Payyng?
Payyng is a Nigerian financial app with NGN, USD, GBP and EUR accounts, bill payments, virtual dollar cards and PayPal invoices in one place.
Last reviewed 13 November 2026
Payyng gives you a Naira wallet and, once you are verified, account details in foreign currencies. You can get paid from abroad, convert between currencies, pay bills and spend online with a virtual dollar card.
What you can do
- Keep money in NGN, USD, GBP and EUR wallets.
- Receive payments for freelance work, contracts and platform payouts with your own USD, GBP and EUR account details.
- Convert between your wallets whenever you are ready.
- Pay for airtime, data, electricity, cable TV, internet, betting wallets, school fees and many other bills.
- Create virtual dollar cards for online payments.
- Buy gift cards and send PayPal invoices to clients.
- Send naira to any Nigerian bank account.
Payyng works on the web at payyng.com and on Android through Google Play.