How to open a Payyng account
Sign up with your email address and phone number, confirm your email with a code, and set your transaction PIN. It takes a few minutes.
Last reviewed 13 November 2026
- 1Go to payyng.com or open the app and choose Open an account.
- 2Enter your name, email address, phone number and a password.
- 3If a friend gave you a referral code, enter it in the referral field.
- 4Check your email for a one-time code and enter it to confirm your address.
- 5Set a 4-digit transaction PIN when the app asks for it.
Your password needs at least 8 characters, with an uppercase letter, a lowercase letter, a number and a symbol.
Use an email address you can always open. We send verification codes, receipts and security alerts there.
After you sign up, your Naira wallet is ready. Verify your BVN to raise your limits, then complete ID verification to unlock foreign currency accounts, virtual cards and PayPal invoices.