The faster, safer way to send and receive money
Send payments, pay bills, and exchange currency with ease. Trusted by over 100,000 users across Nigeria.
Everything you need in one app
Fast, secure, and simple. Payyng makes managing your money effortless.
Fast Transfers
Send money instantly to anyone, anywhere in Nigeria. No delays.
Secure Platform
Your money is protected with advanced encryption and fraud monitoring.
Bill Payments
Pay for airtime, data, cable TV, electricity, and more in seconds.
Low Fees
Transparent pricing with no hidden charges. Pay less, get more.
How Payyng works
Getting started is easy. Follow these simple steps.
Sign up
Download the app and create your free account in minutes. No paperwork required.
Add money
Link your bank account or card to fund your Payyng wallet securely.
Start paying
Send money, pay bills, and manage your finances all in one place.
Your security is our priority
We use industry-leading technology to keep your money and personal information safe.
256-bit Encryption
Bank-level security protects all your transactions and personal data.
Fraud Protection
Advanced monitoring systems detect and prevent fraudulent activity 24/7.
Licensed & Regulated
Fully compliant with Nigerian financial regulations and standards.
Send money internationally
Transfer funds to over 200 countries with competitive exchange rates and low fees. Fast, secure, and reliable.
- Competitive exchange rates
- Fast delivery to 200+ countries
- Track your transfer in real-time
Join 100,000+ Nigerians on Payyng
Download the app today and experience the future of digital payments
Make every penny count
Spend smarter, lower your bills, get cashback on every transaction, and unlock credit to grow your financial future.
Pay with Payyng, quick, simple and easy
Paying your bills on Payyng has never been easier. Whether you are paying for electricity or internet, Payyng gets it done within seconds with zero hassle.
Bank-level security
Your money is 100% safe and secure on Payyng. No hassles, no glitches, get access to your money anytime.
Cost reduction
Payyng reduces payment maintenance and processing fees. No hidden fees, transparent pricing for all transactions.
Send, receive and Exchange
Transfers, payments all work seamlessly on Payyng. Get instant notifications for every completed transaction.
Quick, simple
and easy
From local bills to international subscriptions, virtual dollar cards to multi-currency accounts - Payyng handles it all within seconds with zero hassle.
Electricity Bills
Power up instantly
Internet & Data
Stay connected
Cable TV
Entertainment sorted
Education
Learning made easy
International Bills
Global payments simplified
Virtual Dollar Cards
Shop anywhere online
Multi-Currency Accounts
Bank in any currency
International Transfers
Send money worldwide
Trusted by leading partners
We've partnered with industry leaders to bring you seamless payment experiences
Ready to experience effortless payments?
Join thousands of users who have simplified their bill payments with Payyng. Fast, secure, and always reliable.
Real stories from real people building their financial future with Payyng
Payyng revolutionized my business payments. Lightning-fast transfers and zero downtime. It's simply the future of fintech.
Adewale Adeola
Business Owner
Lagos, Nigeria
Trusted & Secured
Join thousands of satisfied users
Experience the future of digital payments with Nigeria's most trusted fintech platform