Payyng Terms and Conditions

Last Updated: August 22, 2023

These Terms and Conditions (“Terms”) govern the use of the Payyng  (“App”), a bill payment platform provided by Enegxi Technologies (“Company,” “we,” “us,” or “our”). By downloading, installing, accessing, or using the Payyng App, you (“User,” “you,” or “your”) agree to comply with and be bound by these Terms. If you do not agree to these Terms, please refrain from using the App.

1. Acceptance of Terms

By downloading, installing, accessing, or using the Payyng App, you acknowledge and agree to be legally bound by these Terms. If you do not agree to these Terms, you may not use the App.

2. Use of the App

2.1. The Payyng App enables Users to make local and international bill payments.

2.2. Users must provide accurate, complete, and current information during the registration process and update it promptly if any changes occur.

2.3. Users are solely responsible for maintaining the confidentiality of their account information and passwords, as well as for any activities conducted through their accounts.

2.4. Users agree not to use the App for any illegal, fraudulent, or unauthorized purposes, and to comply with all applicable laws and regulations.

3. Fees and Payments

3.1. Some transactions may incur fees, which will be clearly displayed within the App prior to confirming the transaction. Users agree to pay all applicable fees associated with their use of the App.

3.2. All payments made through the App are final and non-refundable, except as otherwise provided by applicable law.

4. Privacy and Data Security

4.1. The Company is committed to protecting User privacy. The Privacy Policy outlines how personal information is collected, used, and shared. By using the App, Users consent to the practices described in the Privacy Policy.

4.2. The Company employs industry-standard security measures to protect User data, but cannot guarantee the absolute security of information transmitted through the App.

5. Intellectual Property

5.1. The Payyng App, its design, graphics, content, and all related intellectual property rights are owned by the Company or its licensors.

5.2. Users agree not to reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from the App without the prior written consent of the Company.

6. Termination

6.1. The Company reserves the right to suspend or terminate User accounts and access to the App at its sole discretion, without prior notice, for any reason including, but not limited to, violation of these Terms or suspicious activity.

6.2. Users may terminate their account at any time by following the instructions provided within the App.

7. Limitation of Liability

7.1. The Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising out of or related to the use or inability to use the App.

7.2. Users agree that the Company’s total liability for any claims arising out of or related to these Terms or the App shall not exceed the amount paid by the User for the use of the App.

8. Changes to Terms

8.1. The Company reserves the right to modify, update, or replace these Terms at any time. Users will be notified of material changes via the App or other means. Continued use of the App after such modifications constitutes acceptance of the new Terms.

9. Governing Law and Dispute Resolution

9.1. These Terms are governed by and construed in accordance with the laws of the jurisdiction where the Company is registered.

9.2. Any disputes arising out of or related to these Terms or the use of the App shall be subject to binding arbitration in accordance with the rules of the relevant arbitration body.

10. Contact Information

For any questions, comments, or concerns regarding these Terms or the Payyng App, please contact us at:

Enegxi Technologies 

No 11, Ilomo Street Off Ijapo Estate, Akure

These Terms and Conditions constitute the entire agreement between the User and Enegxi Technologies with respect to the Payyng App and supersede all prior or contemporaneous understandings and agreements.

Copyright © 2023, All Rights Reserved.

Enegxi Technologies